How Much Could I Borrow?
Most lenders use an income multiple alongside an affordability check. Enter your income and commitments for an indicative borrowing range.
£
£
£
£
Estimated borrowing range
£180,000 - £225,000
Max property value (lower)
£210,000
Max property value (upper)
£255,000
These figures are estimates for guidance only and do not constitute advice. Actual amounts depend on your circumstances and the lender's criteria.
This is an estimate, not a mortgage offer
The figures shown are for illustration only. They assume a standard lending scenario and do not account for your full circumstances, credit history, or a lender's individual criteria. A real mortgage offer depends on an affordability assessment and property valuation.
- Rates and lending limits change regularly and vary by lender.
- Your deposit, income, outgoings and credit profile all affect what you can borrow.
- This tool does not constitute advice or a decision in principle.