Why Protection Insurance Matters
Your Hampshire home is likely your biggest financial commitment. But what would happen to your mortgage payments if you couldn't work due to illness, injury, or worse? Protection insurance ensures your family can stay in their Basingstoke home even if the unexpected happens.
Men develop cancer before age 75
People experience long-term illness
Of UK homeowners have no protection
Types of Protection Insurance for Hampshire Homeowners
Comprehensive cover tailored to your Basingstoke family's needs
Life Insurance
Pays a lump sum if you die during the policy term, ensuring your Hampshire family can pay off the mortgage and maintain their lifestyle.
- Term life insurance - covers specific period (e.g., mortgage term)
- Decreasing life insurance - reduces as mortgage balance falls
- Joint or single coverage options for Basingstoke couples
From £15/month
£200k cover, 35-year-old non-smoker
Critical Illness Cover
Lump sum payment if diagnosed with serious illness like cancer, heart attack, or stroke. Use it to pay mortgage, fund treatment, or adapt your Hampshire home.
- Covers 40+ serious conditions including cancer, MS, stroke
- Can be added to life insurance or purchased separately
- Pay off mortgage or fund recovery without working
From £25/month
£200k cover, 35-year-old non-smoker
Income Protection
Monthly payments replacing your salary if you can't work due to illness or injury. Keeps your Hampshire mortgage paid while you recover.
- Covers up to 70% of your gross income tax-free
- Pays until you return to work or policy ends
- Deferred periods from 1-52 weeks to control cost
From £30/month
£2,000/month cover, 35-year-old, 4-week deferral
Getting Protected is Simple
Simple, transparent process from start to finish
Free Consultation
Meet with Louise Smart, protection director at our adviser partner, Merit Mortgages, to discuss your Hampshire family's needs. They'll review your mortgage, income, dependents, and existing cover to identify gaps in your protection across Basingstoke and Hampshire.
Compare Providers
Our adviser partner compares policies from leading insurers to find the best coverage at competitive prices. Their independent advice ensures you get the right level of protection for your Hampshire home and family without paying for unnecessary extras.
Ongoing Support
Our adviser partner helps with applications, medical questions, and policy setup. Plus, they review your cover regularly as your Basingstoke life changes - when you move home, have children, or change jobs across Hampshire.
Protection Insurance Questions
Expert advice from Hampshire protection specialists