Mortgage Advisor Portsmouth
Connecting Portsmouth residents with independent, FCA-regulated mortgage advice. From Gunwharf Quays to Fratton, Southsea to Port Solent, our adviser partner helps Portsmouth residents find the most suitable mortgage for their circumstances from 90+ lenders.
Average Portsmouth House Price
Lenders We Access
Client Reviews
Upfront Fees
Average property price data source: HM Land Registry / ONS House Price Index; student numbers from HESA. Figures are indicative for guidance only and may have changed since publication. Speak to an adviser for current figures.
Portsmouth Mortgage Services
Expert mortgage advice for Portsmouth residents
First-Time Buyers
Getting on the Portsmouth property ladder with expert first-time buyer mortgage advice.
- 5% deposit schemes for Portsmouth
- Help to Buy & Lifetime ISA support
Remortgages
Save money by remortgaging your Portsmouth property to better rates.
- Free Portsmouth remortgage reviews
- Release equity for home improvements
Buy-to-Let Portsmouth
Strong rental demand from naval personnel, students, and professionals in Portsmouth.
- Portsmouth University student market
- HMO & naval accommodation
Why Buy in Portsmouth?
Britain's only island city with strong rental market and regeneration
BTL Yields
Portsmouth University students, naval personnel, and BAE workers create exceptional rental demand. HMOs can achieve higher yields. Strong investment market.
Affordable Coastal
Most affordable south coast city. Notably less than nearby Chichester. Gunwharf Quays regeneration and waterfront development driving growth.
Investment
Major regeneration underway. New Tipner development, improved transport links. Property values expected to rise over time.
Why Use Our Adviser Partner for Portsmouth?
Portsmouth Property Market Expertise
From waterfront apartments to Victorian terraces in Southsea, our adviser partner understands Portsmouth's diverse property landscape and rental markets.
Whole-of-Market Access
Access to 90+ lenders including specialist naval and MOD mortgage schemes for Portsmouth residents and service personnel.
Free Initial Consultation
Our adviser partner is typically paid by lenders, making professional advice accessible to all Portsmouth clients.
Portsmouth HMO Investment Returns
See why Portsmouth is excellent for student HMO investment
Standard Buy-to-Let
5-Bed Portsmouth HMO
Extra annual income with Portsmouth HMO strategy
Illustrative example only - actual returns depend on the property, rent, costs and your circumstances
Our Adviser Partner's Portsmouth Mortgage Advisors
Our partner's team serving Portsmouth's waterfront city
Daniel Tillson
Founder & MD
Portsmouth BTL & HMO specialist
Louise Smart
Protection Director
Life insurance expert
Nadine Hawkins
Senior Manager
Forces mortgage specialist
Abigail Pateman
Account Manager
First-time buyer support
Portsmouth Client Reviews
Trusted by Portsmouth families, forces personnel, and investors
Dan and the team are fantastic, made our recent remortgage hassle free. Would not hesitate to recommend them or use them again. Thanks Again!
Adviser partner review
October 2024
Cannot recommend Daniel and his team enough. Daniel sorted out our very first mortgage and we stuck with him for our next mortgage! He explains everything so well and made sure we understood each process.
Adviser partner review
March 2025
Thank you so much for all you and your team's help!!! Honestly, throughout the whole process, from start to finish - you guys have been there. No question was too silly. We were beginning to lose hope and didn't think this would ever be a reality, but it is! It happened!!
Adviser partner review
October 2024
Mortgage Advice Across Hampshire
Serving towns throughout the county
Portsmouth Mortgage FAQs
Is Portsmouth good for buy-to-let mortgages?
Excellent! Portsmouth University (around 25,000 students, source: HESA), Royal Navy, BAE Systems create year-round demand. Southsea commands premium rents. Fratton offers value. HMOs very profitable - our adviser partner accesses specialist HMO lenders.
Do you help forces personnel get Portsmouth mortgages?
Yes - our adviser partner accesses Forces Help to Buy, specialist naval mortgage schemes, and lenders understanding military income. Portsmouth's large naval presence means they're experienced with forces mortgages.
Which Portsmouth areas are best for first-time buyers?
Copnor, Baffins, and Milton offer affordable entry (typically £180-220k). North End improving rapidly. Southsea premium but excellent lifestyle. Our adviser partner advises on each area's mortgage availability and lender appetite.
How does Portsmouth regeneration affect mortgages?
Positively! The major Tipner development and improved transport links make lenders view Portsmouth favorably. Property values rising - good time to buy. Our adviser partner helps secure mortgages in regeneration areas.