Lifetime Mortgages
The most popular form of equity release, designed to last a lifetime.
A lifetime mortgage is a long-term loan secured against your home, available from age 55. You retain full ownership and can stay in your home for life, with the loan and interest typically repaid from the sale of the property when you die or move into long-term care.
- You keep 100% ownership of your home
- No monthly repayments - interest is rolled up and repaid later
- Drawdown options let you release cash in stages and reduce interest
- Inheritance protection lets you ring-fence a share of your home's value