Mortgage Overpayment Calculator
Overpaying even a small amount each month can cut years off your mortgage and save thousands in interest. See the impact below.
£
£
Standard monthly payment
£1,112
New monthly payment
£1,212
Interest saved
£21,142
Time saved
3 years 6 months
These figures are estimates for guidance only and do not constitute advice. Actual amounts depend on your circumstances and the lender's criteria.
This is an estimate, not a mortgage offer
The figures shown are for illustration only. They assume a standard lending scenario and do not account for your full circumstances, credit history, or a lender's individual criteria. A real mortgage offer depends on an affordability assessment and property valuation.
- Rates and lending limits change regularly and vary by lender.
- Your deposit, income, outgoings and credit profile all affect what you can borrow.
- This tool does not constitute advice or a decision in principle.